Terms of Use

By using CalcVault, you agree to the following terms.

Educational Use Only

All calculators on this site are provided for general informational and educational purposes only. They do not constitute financial, legal, tax or insurance advice, and results should not be relied upon as a substitute for advice from a qualified professional.

No Guarantee of Accuracy

While we aim to keep our calculations mathematically correct, we make no warranties about the completeness, reliability or accuracy of any result. Real-world loan, mortgage, insurance and tax terms depend on factors this site cannot account for. Use of any calculator result is at your own risk.

Optional Accounts

Creating an account is optional and only required if you want to save calculator results and view them on your dashboard. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. You must provide a valid email address and may not share an account with others. We may suspend or remove accounts used to abuse the service, attempt unauthorized access, or violate these terms.

Data you choose to save (calculator inputs and results) remains yours; see our Privacy Policy for how it is stored and protected. Saved results are informational only and, like all calculator output on this site, are not financial, legal, tax or investment advice.

Limitation of Liability

CalcVault and its operators are not liable for any decisions made or losses incurred based on the use of this site's calculators or content.

Intellectual Property

The design, layout and original content of this site are owned by CalcVault. You may not copy or republish substantial portions of this site without permission.

Changes to These Terms

We may revise these Terms of Use at any time. Continued use of the site constitutes acceptance of the current terms.

Contact

Questions about these terms can be sent via our Contact page.